Read Below Or Prefer To Listen? – Click Here! We are often asked; “Who regulates Financial Advisers in the UK?” The FCA – Financial Conduct Authority Numbers of Financial Advisers and Financial Advice firms vary as new companies open and others close and as new people join and leave the industry – but an estimate …
Digital Currencies and Crypto Currencies explained So much talk of Digital Currencies and Crypto Currencies right now! Wondering what it’s all about? Well here is a short article on Crypto Currencies Explained. If you’ve heard or read about, for example, Bitcoin, Ethereum, Litecoin, Cardano, Polkadot, Stellar, Chainlink – (or numerous others!), you may have wondered …
10 Ways How to get a deposit for a mortgage When you need a mortgage, pulling together even a small percentage of the cost of a property (as a deposit) can be very difficult, but, here are some ideas that should help. Of course, a Mortgage Broker may be able to find you a mortgage deal where …
Why use a mortgage broker rather than go it alone. The simple answer is….. because a mortgage broker can save you money! A no-brainer. A qualified mortgage broker is a specialist who can find mortgage deals and options to ensure you end up with something that best meets your needs. They can also help you …
We are pleased to report that first-time buyer 95% mortgages are once again available. Many potential first-time buyers have concerns about whether they will be able to afford to get a mortgage as recent times have often made it very difficult to save for a deposit. But fear not! It IS possible. Lenders are keen …
Bad credit mortgages are available -read on to find out more. Sadly, an increasing number of people find themselves, often through no fault of their own (e.g. divorce, illness, death of loved ones), missing required payments (defaulting). When this happens, it can cause all sorts of difficulties – but all is not lost! People can …
Credit Builder Card Alternatives To Using a Credit Card You might not want to use a credit builder card. They have some disadvantages compared to other cards. Credit builder cards usually have high interest rates (APR) and a low credit limit. This means that if you make a mistake on your repayments, it could be …
What is a Credit Builder Card and what does it do? Credit builder cards do what they say on the tin – a credit card to build credit. They are designed for people who are unable to get credit by other means. These cards are also known as ‘bad credit’ credit cards and they typically …
A self build property will allow you to stretch your design skills With more local planning authorities following the Government’s suggestion for relaxing planning rules, there hasn’t been a better time to consider a self-build property. According to a survey conducted back in December 2019, property prices in the UK were the second-highest per square …
Self build mortgages are increasingly popular Lenders are recognising that this is a growing sector especially now as local planning authorities are having to support custom and self-builds. The Dudley Building Society, an intermediary focused specialist lender, which relaunched its self-build product range in September, is targeting the recent Right to Build Day (30th October) …