Bad credit mortgages are available -read on to find out more. Sadly, an increasing number of people find themselves, often through no fault of their own (e.g. divorce, illness, death of loved ones), missing required payments (defaulting). When this happens, it can cause all sorts of difficulties – but all is not lost! People can …
Credit Builder Card Alternatives To Using a Credit Card You might not want to use a credit builder card. They have some disadvantages compared to other cards. Credit builder cards usually have high interest rates (APR) and a low credit limit. This means that if you make a mistake on your repayments, it could be …
What is a Credit Builder Card and what does it do? Credit builder cards do what they say on the tin – a credit card to build credit. They are designed for people who are unable to get credit by other means. These cards are also known as ‘bad credit’ credit cards and they typically …
CCJs hit a record high in 2019, but the average value has almost halved since 2010, reaching a record low in 2017. Every region in the UK saw a higher percentage increase in CCJs under £500 than over £500. London and the south had the largest increase in the number of CCJs since 2010. The …